Once they settled on contributing at least $2,000 a month, the couple immediately looked for ways to cut their costs. It’s a good starting point for anyone, they told Torabi. It’s “something you can do immediately.”
They also recommend recording each and every expense, which will allow you to see exactly how much money you’re spending and where there’s room to save.
“You’ll be surprised,” they say. “We started doing this and were like, ‘Wow, we spent that much on groceries? What were we thinking?’ After you do that, evaluate every one of those line items and see how you can cut those down.”