How one couple saved $1 million in 4 years to retire by age 43

In 2013, “Mr. and Mrs. 1500” — the pseudonym of soon-to-be early retirees Carl and Mindy — decided to get serious about their savings goals.

“I was having this horrific day at work,” 42-year-old computer programmer Carl told Farnoosh Torabi on an episode of her podcast. “I was 38 at the time, and I’m like, ‘There’s no way I can do this until I’m 62 or 65 or whatever age people normally retire at.”

Inspired by the idea of retiring early, the husband-wife duo with two kids vowed to build a portfolio of $1 million and no debt by February 2017. This would allow them to retire in 1,500 days at the ripe age of 43.

They achieved the $1 million mark ahead of schedule — in April 2016 — and now aim to reach $1.12 million by February, at which point they’ll officially retire.

The good news is, anyone can do the same — and you don’t have to be an investment banker raking in millions. All it takes is “smart decisions along with intelligent saving and investing,” they write on their blog.

Here’s a look at exactly how Carl and Mindy are making early retirement a reality.

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